Most of us want to save more, but find it TMs easier said than done.
But there might be simple savings right in front of you.
For example, your cell phone.
If you're not using minutes you're paying for, switch to a cheaper plan.
That could save you 20 bucks a month or better than 200 bucks a year.
And if you're on your cell phone constantly, do you need a home phone too?
If that land line is gathering dust, lose it and find and extra $25 a month or $300 a year.
Instead of venturing out this year, what about a staycation?
No working allowed.
Relax, have fun and explore your local area.
That alone could easily save a thousand bucks this year.
Raising the deductible on your home and car insurance policies from $250 to $1,000 can save you $500 a year.
Exercise your right to drop your gym membership.
Stay in shape without that expense by outdoor jogging or indoor weight-lifting or fitness videos.
That can save $35 a month or $400 a year.
And when you relax, do you really need premium movie channels?
Most are either movies you TMve already seen or never wanted to see anyway.
That's an easy way to save $25 bucks a month or another $300 a year.
So, if you TMre falling behind on your New Years resolution to save, these tips can get you back on track.
And they're just the beginning.
Stacy Johnson has 200 more waiting for you at moneytalksnews.com.