ID Theft has become a nationwide epidemic, affecting millions and costing billions. The thought of losing your identity, credit and savings to a thief is obviously scary.
Which makes it fertile ground for companies promising to help...for a fee. You give them money every month, they'll help protect your identity.
Sounds reasonable. Until you learn that you can do the same thing yourself in five minutes, absolutely free.
It's called a fraud alert. Put one on your credit file, and it theoretically requires anyone granting credit to take extra steps to verify you're who you say you are.
And all you have to do to get one is go to this website and fill out a form. It takes less than 5 minutes. It lasts 90 days. And it costs nothing.
And if you're afraid you won't remember to renew your fraud alert every 90 days, no problem: we will.
Money Talks will help you sign up for a fraud alert, then send you an email every 90 days to remind you to renew that fraud alert. It takes less than five minutes and costs nothing.
Bottom line? ID theft is a problem and prevention is important. But that doesn't mean you need to pay for help. To learn more and use our free service, just go to MoneyTalksNews.com and do a search for "Fraud Alert."