Some people love it. Some people hate it. But we've all done it. Last-minute shopping.
If you've got some last-minute gifts to grab, it's easy to let that holiday spending wreak havoc on your wallet.
But it doesn't have to be that way.
Here are some tips for you last-minute shoppers:
First: pare down your list. Buy for those you know will buy for you. And remember to skip presents for yourself. Next: use a list and set a time limit.
The less time you spend in the mall, the less likely you'll impulse buy or overspend.
Also: why not pack your own snacks and maybe a little gourmet coffee before you leave the house? That way, you won't be dropping 5 bucks at the mall.
Another idea: use technology. Computers, tablets and smart phones can help you comparison shop, find coupons and locate online deals and free shipping.
Finally: re-gift. If you're down to the wire and have good gift at home, wrap it up. Just make sure you don't give it to the person who gave it to you.
Bottom line: last-minute shopping doesn't mean overspending. Just be prepared, be resourceful and buy the minimum.
Want more information? I've got it waiting for you at moneytalksnews.com.
Just do a search for "Last-Minute Shopping Tips." For Money Talks News, I'm Stacy Johnson.