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      Money Talks News: Should You use a Car Buying Service

      Today's warehouse stores offer pretty much everything, from milk to televisions.

      In fact many warehouse clubs now offer car buying services.

      So do many credit unions, triple-A - even some dealership networks. Buying services are often free to members, and they can save you time, and very possibly, money.

      Now most car-buying services will negotiate the deal for you. It may not be the best possible deal, but it also might be better than you could do yourself. The main reason to use a service like this is to save time and hassle. In other words, if you hate haggling, you'll like these services.

      But there are things you need to know. First, before you use a service, research the car and options you want.

      Buying services are best for common, as opposed to hard-to-find, cars. Next, financing: shop it and have it lined up.

      Step three: pick a buying service: Ask how they get paid and exactly what services they'll perform for you.If you've got a trade-in, it could be included in the deal, but you'll probably do better selling it yourself.

      Finally, ask the service about satisfaction guarantees: Understand what happens if you don't like the car or change your mind.

      Bottom line... Buying a car where you buy your bread can save you some dough.

      But you'll still need to do your own research so you know what you want and how much it should cost.

      For more information, go to and search for "Cars."

      For Money Talks News, I'm Stacy Johnson.