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      Money Talks News: Stylish Ways to Dress for Less

      "These are Michael Kors shoes, beautiful Calvin Klein dress, my amazing Chanel necklace and I would say I saved 75 percent of what I would have paid retail."

      Bagging a bargain on clothes is a way of life for Lucy Torres. The average American household spends 1700 dollars a year on clothing, according to the Bureau of Labor Statistics. But Lucy-- she spends almost nothing, by buying and selling at a consignment shop.

      "Actually today I just found out I have quite a substantial amount in my account from items I sold, so I will be shopping today for free."

      Here's how it works: you bring stuff to the consignment shop for review, then:Consignment stores, thrift shops, garage sales -- all great ways to keep that clothing expense down, especially if you like those designer duds. Here are some more ways to save:

      First: Never pay retail. Scour the Internet and use apps to find coupons before you hit the mall or order online. Next: hit discount stores like Marshall's or TJ Maxx.

      Check them out for discounted name-brand and current-trend clothes and check out the selection at warehouse stores.

      Also: buy out of season. Swimsuits and shorts in January, sweaters and coats in July. Buy it off-season, and save big bucks.

      Another idea that's totally free: Host an exchange party and swap clothes with family or friends. And finally, take care of your clothes.

      Wash only when you need to, hang to dry when you can and avoid dry cleaning too often.

      Bottom line... Whether it's designer jeans or designer handbags, there are plenty of stylish ways you can dress for less. Now what you need is a few more ideas to try on, and they're waiting for you at

      Just do a search for "dress for less."

      For Money Talks News, I'm Stacy Johnson.