"Mortgages and saving for your daughter to go to school." "Three children in college at the same time." "I don't stress about money because my parents have to."
Finances make you fret? You're not alone. The American Psychological Association says money is the number one source of stress: 69 percent of us worry about it.
You're not going to get through life without ever worrying about money, but there are specific steps you can take that are going to reduce that money-related stress.
Step one: Get organized. Look at what you own and especially what you owe. Not knowing where you stand: that's stressful.
Step two: Track your income and expenses - not knowing whether you're spending more than you're making? Also stressful.
Step three: Have a goal. It's easier to reach a destination when you know what it is.
Step 4 - Use technology - things like banking apps, budgeting programs, expense trackers, investment calculators. It's all online and most of it's free.
And one final step: If you don't know, learn. Understanding things like your 401k or stocks is going to reduce your worry. And if you can't understand it, hire someone who does. Just be sure they're paid by the hour, and not by commissions.
Bottom line... if you're feeling a lot of stress about money, you need to take more control and when you do, you're going to feel a lot better.
Now what you need is some specific tips and advice that are going to help you control your money and you're going to find them right here at moneytalksnews.com.
Just do a search for "Money Stress."
For Money Talks News, I'm Stacy Johnson.