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      Money Talks: What to do if the World Doesn't End on Dec 21

      It's been three years since Hollywood warned us of the end of the world with the movie "2012."

      And now it's almost here. According to the Mayan calendar, the world is supposed to end on December 21st, 2012. Here's a quick look at what to do if you think the world is going to end, and what to do if you're not quite sure.

      If the world is ending, now's the time to stock up on liquor. And speaking of stocks, I'd go ahead and sell. The end of the world can't be good for Wall Street.

      But even if the world doesn't come to an end, the year is going to. And year-end is a great time to tie up a few loose ends.

      For example, think about your taxes. If you've got deductible investment losses, you might want to take them. Make sure you've donated enough to your retirement and health savings accounts to get your max deductions.

      Year end is also a good time to review your insurance: Car, home, health and life. Are you getting the best deal? Take a minute to get a quote or two and make sure.

      And when you're going through your paperwork, shred what you don't need, scan what you do. And store those documents in the cloud where they will never get lost.

      This is also a good time to take a quick glance at your will. Or if you don't have one, to make one.

      Granted, if the world does end on December 21, you will have wasted a lot of valuable time - so here's some advice. How about this year, we start on the 22nd. And if you need some help, we've got you covered. How about a year-end checklist? Just go to and do a search for "year-end checklist."

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